About Us

• Meet Tom Quirk CFP^®,  CRPC^®, CRC^® 

  Tom Quirk CFP^®,  CRPC^®, CRC^® 

  Tom Quirk CFP^®,  CRPC^®, CRC^® 

  Retirement & Investment Group, LLC, President
  LPL Financial Advisor
  tomquirk@retirementandinvestment.com

  Since 1994, Tom has been focused on helping individuals and families pursue financial independence and confidence through education, planning, and investment management. He concentrates on creating individual plans that address the unique situations for each client in all stages of their retirement planning.

  He is a CERTIFIED FINANCIAL PLANNER^TM professional, Chartered Retirement Planning Counselor^SM, and Certified Retirement Counselor®.  Tom was named to the Forbes Best-In-State Wealth Advisor list for 2023*. Also, he is an instructor for the Maryland State pre-retirement program and has published financial planning articles in the Senior Digest and the Baltimore Business Journal.

  Tom is a lifelong resident of Maryland. He currently lives in Oella (between Catonsville and Ellicott City) with his family. When not working Tom enjoys hiking in the parks, reading Barron’s magazine and books, and traveling. Maine and Rehoboth Beach, Delaware are two of Tom’s favorite vacation spots.

  Education:
  McDaniel College, B.A. Economics, Business Administration and Political Science
  Boston University – Center for Professional Education, Financial Planning

  Professional Certification:
  Certified Financial Planner Practitioner®
  Chartered Retirement Planning Counselor®
  Certified Retirement Counselor®

  The following Licenses are held through LPL:
  Series 65 – Uniform Investment Adviser Law Examination
  Series 63 – Uniform Securities Agent State Law Examination
  SIE – Securities Industry Essentials Examination
  Series 7 – General Securities Representative Examination
  Series 9 – General Securities Sales Supervisor
  Series 10 – General Securities Sales Supervisor
  State of Maryland Insurance License – Health, Life, Variable Life and Variable Annuity

  *The Forbes Best-In-State Wealth Advisor ranking, developed by SHOOK Research, is based on in-person and telephone due diligence meetings and a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK Research receives a fee in exchange for rankings.

  CRPC conferred by College for Financial Planning. CRC conferred by InFRE®

• Meet David Weaver CFA^®

  David Weaver CFA^®

  David Weaver CFA^®

  Retirement & Investment Group, LLC, Director of Strategic Planning and Analytics
  davidweaver@retirementandinvestment.com

  David joined Retirement & investment Group in 2022 and brings many years of investing experience as an analyst and portfolio manager. David began his financial career in Baltimore as an equity analyst for Legg Mason. He moved across town to Adams Funds where he progressed to portfolio manager and president. David also owned and operated a marine business in Annapolis for several years before returning to the financial field with Retirement & Investment Group. David uses an analytical thought process with a sharp attention to detail to assist with financial planning, provide research and fine-tune processes to ensure the best experience for clients.

  David lives in Elkridge, Maryland with his family and enjoys exploring the area’s restaurants, gardening, and biking and hiking through the region’s many parks and trails.

  Education:
  McDaniel College, B.A.
  Johns Hopkins University, M.S.

  Professional Certifications:
  CFA® charterholder, CFA Institute

  The following Licenses are held through LPL Financial:
  SIE – Securities Industry Essentials Examination
  Series 63 – Uniform Securities Agent State Law Examination
  Series 7 – General Securities Representative Examination

• Meet Serena Ortega

  Serena Ortega

  Serena Ortega

  Retirement & Investment Group, LLC, Director of Operations
  serenaortega@retirementandinvestment.com

  Serena has been working with Retirement and Investment Group since May 2019. She works remotely from Florida, assisting and supporting clients with operational matters. Serena also ensures that consistent workflows and efficient processes are in place. Before joining the team, she worked for LPL Financial for six and a half years where she gained extensive knowledge of LPL’s back office policies, procedures, systems and operations.

  Prior to joining LPL Financial, Serena was enlisted and served eight years in the United States Air Force. In her spare time, she enjoys spending time with her husband, Nick, cooking, reading and traveling.

• Meet Tracy McCartin

  Tracy McCartin

  Tracy McCartin

  Retirement & Investment Group, LLC, Client Relationship Manager tracymccartin@retirementandinvestment.com

  Tracy has been an essential member of Retirement & Investment Group since November 2023 working in our Catonsville office. In her role as Client Relationship Manager, she utilizes her friendly attitude and organizational skills to provide clients with exceptional customer service.

  Tracy grew up in Catonsville and now lives in Halethorpe, Maryland. Prior to joining Retirement and Investment Group, she managed a medical practice for 23 years. In her spare time, she loves spending time with her husband, kids, grandchildren, and family.

• Meet Britni Sparks

  Britni Sparks

  Britni Sparks

  Retirement & Investment Group, LLC, Part-time Operations Assistant
  britnisparks@retirementandinvestment.com

  Britni has been an essential member of Retirement & Investment Group since March 2018. She began her career in our Catonsville office and then relocated to Florida, where she works remotely. In her role as Operations Assistant, Britni utilizes her exceptional organizational skills, strong analytical expertise, and excellent multi-tasking abilities. In addition to assisting with overall operations support, she specializes in distributions, contributions, strategic asset management conversions and processing Required Minimum Distributions (RMDs).

  As a retired United States Army wife, Britni understands commitment, service, and integrity. She demonstrates these values daily through her dedication and conscientious work ethic. Britni enjoys spending time with her family, reading and going to the beach.

• Meet Heather Philliber

  Heather Philliber

  Heather Philliber

  Retirement & Investment Group, LLC, Client Services Assistant
  heatherphilliber@retirementandinvestment.com

  Heather has been an essential member of Retirement & Investment Group since April 2023 working in our Catonsville office. In her role as Client Services Assistant, she utilizes her friendly attitude, exceptional organizational skills, and excellent multi-tasking abilities.

  Heather grew up in Punxsutawney, PA – Happy Groundhog Day!  She attended Slippery Rock University, where she received a B.A. in Communication and Philosophy, then moved to Maryland for graduate school at Notre Dame of MD University, earning a M.A. in Contemporary Communication.  Heather has resided in Catonsville with her family since 2005.

• Meet Kyle Cotoia

  Kyle Cotoia

  Kyle Cotoia

  Retirement & Investment Group, LLC, Client Services Specialist
  kylecotoia@retirementandinvestment.com

  In June 2020, Kyle started his career at the Retirement & Investment Group as an intern. Kyle is hard-working, results-oriented and has demonstrated exceptional analytical skills. He was instrumental in helping create a paperless office and assisted the team with many extensive projects. Kyle has gained a solid understanding of our clientele, investment strategies and fund allocations. After graduating from the University of Maryland in May 2022, Kyle began his new role as a Client Service Specialist.

  Kyle enjoys golfing, spending time with family and friends and visiting the sights in Washington, D.C.

  Education:
  University of Maryland, College Park, B.S. Finance
  University of Maryland, College Park, B.S. Accounting

  The following Licenses are held through LPL:

  SIE – Securities Industry Essentials Examination

  Series 66 – Uniform Combined State Law Exam

  Series 7 – General Securities Representative Examination

• Meet Ben Capka

  Ben Capka

  Ben Capka

  Retirement & Investment Group, LLC, Client Services Specialist
  bencapka@retirementandinvestment.com

  Ben has been an essential part of Retirement & Investment Group since March 2024. He is detail-oriented, client focused, and has exceptional analytical skills. Ben has shown his care for clients in his 6 years of customer service experience and will bring that care to every client here. Ben graduated from the University of Maryland, Baltimore County in 2023.

  Ben lives in Catonsville and enjoys golfing, watching movies, and hiking throughout the state.

  Education:

  University of Maryland, Baltimore County, B.S. Financial Economics

• Meet Pete Kriscumas

  Pete Kriscumas

  Pete Kriscumas

  Retirement & Investment Group, LLC, Business Development Specialist
  petekriscumas@retirementandinvestment.com

  Pete, a valued member of Retirement & Investment Group, LLC, has served as a Business Development Specialist at our Catonsville office since March 2024.

  With his esteemed professional background and engaging demeanor, he is dedicated to promoting the importance of future planning and outstanding customer service to prospective clients.

  Originally from Southwest Baltimore County and currently residing in Manchester, Maryland, Pete brings a wealth of experience from his 30-year tenure as a public servant in various government roles, including his current role as a Program Manager for the Military Department. When not at work, he enjoys quality time with his family, indulging in golf, and hosting barbecues.

Retirement and Investment Group Affiliated Financial Advisors

• Meet Bill N. Polizos6021 University Blvd., Suite 100
  Ellicott City, MD 21043

  Bill N. Polizos6021 University Blvd., Suite 100
  Ellicott City, MD 21043

  Bill N. Polizos6021 University Blvd., Suite 100
  Ellicott City, MD 21043

  Retirement & Investment Group, LLC- Executive Vice President- Financial Advisor

  billpolizos@retirementandinvestment.com

  6021 University Blvd., Suite 100
  Ellicott City, MD 21043

  Bill has been working with individuals, families and companies by setting and fulfilling their financial wealth management goals. He takes a tailored approach to each client’s individual needs, goals and objectives. Thoughtfully listening and working with his clients in order to create a financial planning strategy.