About Us

Tom Quirk CFP^®,  CRPC^®, CRC^® 

Retirement & Investment Group, LLC, President
LPL, Financial Advisor
tomquirk@retirementandinvestment.com

Since 1994, Tom has been focused on helping individuals and families pursue financial independence and confidence through education, planning and investment management. He concentrates on creating individual plans that address the unique situations for each client in all stages of their retirement planning. He is a CERTIFIED FINANCIAL PLANNER^TM professional, Chartered Retirement Planning Counselor^SM, and Certified Retirement Counselor®.  Tom was named to the Forbes Best-In-State Wealth Advisor list for 2021. Also, he is an instructor for the Maryland State pre-retirement program and has published financial planning articles in the Senior Digest and the Baltimore Business Journal.

Teresa Whitaker CFA^®

Retirement & Investment Group, LLC, Director of Strategic Planning & Analytics
teresawhitaker@retirementandinvestment.com

Teresa joined Retirement and Investment Group in June 2020 with over 25 years of experience in the financial services industry. As Director of Strategic Planning and Analytics, Teresa is actively pursuing opportunities to optimize our systems, analytic tools and processes, while maintaining the focus on our hallmark personalized investment planning services.  Teresa is an organizational leader with strong skills in building effective organizations, investment communications and strategic planning and execution.  She built her knowledge of investing, client service and business management at T. Rowe Price, where she held a variety of responsibilities, including investor relations, portfolio analysis and market research.
Aside from her years away at college, Teresa is a lifelong resident of Maryland.  She currently lives in Ellicott City with her husband, children and dog.  When not working Teresa loves to spend time going to the beach or pool with her family.

Education:
Boston College, B.S., Finance and Operations Management
Loyola University Maryland, Master of Science in Finance

Professional Certification:
Chartered Financial Analyst (CFA ®)

The following FINRA Licenses are held through LPL:
Series 7 – General Securities License

Stacy Connor MBA

Retirement & Investment Group, LLC, Financial Services Manager

stacyconnor@retirementandinvestment.com

Stacy rejoined Retirement and Investment Group in 2021 after three years abroad. His previous 24 years of experience building strong client relationships in the banking, investment, and insurance industries was an ideal foundation for his new role as Financial Services Manager.

Stacy’s attention to detail, sharp listening skills, and great empathy for the clients’ needs started early in his career after completing a bank management program. He then became a registered representative in a bank branch where he managed a portfolio of high net worth clients.  In that capacity, Stacy worked with clients on their investment options including FDIC insured products, loans, insurance, and mutual funds. Stacy also has experience overseeing client practices for financial advisors in investment firms, a role that allowed him to build long-term client relationships and develop his excellent customer service skills.

After receiving his MBA in June 2021, Stacy was proudly inducted into The Honors Society of Phi Kappa Phi at the University of Maryland Global Campus. He enjoys spending time with family and friends, taking historical tours of cities, and watching NBA and NFL games.

Education:

North Carolina A&T State University, B.S., Economics

North Carolina A&T State University, B.S., Business Management

University of Maryland Global Campus, Master of Business Administration

The following FINRA Licenses are held through LPL:

Series 7 – General Securities License

Pam Smith

Retirement & Investment Group, LLC, Director of Client Relations
pamsmith@retirementandinvestment.com

For more than 25 years, Pam has been a customer relationship specialist, dedicated to executing target operating plans that streamline operations and improve customer satisfaction.

Pam joined Retirement and Investment Group in 2017. Since then, she has applied her combined operations, administrative, account management and team leadership skills to her work with clients at Retirement and Investment Group. She has also managed sales teams for CORT Business Services, a Berkshire Hathaway Company, Entertainment Publications, Roper Industries, and co-founded an IT outsourcing company, JustRight Technology, with her husband. Pam earned her B.A. from the University of Delaware, where she was an Academic All-American Field Hockey Player. Pam, along with her husband and two sons, is an active resident of Catonsville.

Along the way, Pam obtained the following certifications: Development Dimensions International Leadership Development & Assessment, Front-line Leadership, Professional Coaching Skills, Interview & Selection Training: When Only the Best Will Do! and Professional Selling Skills.

Serena Ortega

Retirement & Investment Group, LLC, Director of Operations
serenaortega@retirementandinvestment.com

Serena has been working with Retirement and Investment Group since May 2019. She works remotely from Florida, assisting and supporting clients with operational matters. Serena also ensures that consistent workflows and efficient processes are in place. Before joining the team, she worked for LPL Financial for six and a half years where she gained extensive knowledge of LPL’s back office policies, procedures, systems and operations.

Prior to joining LPL Financial, Serena was enlisted and served eight years in the United States Air Force. In her spare time, she enjoys spending time with her husband, Nick, cooking, reading and traveling.

Britni Sparks

Retirement & Investment Group, LLC, Part-time Operations Assistant
britnisparks@retirementandinvestment.com

Britni has returned to the Retirement & Investment Group team after a 10-month sabbatical, during which time she and her family relocated from Maryland to the Panama City, Florida area. In her role as an Operations Assistant, Britni brings exceptional organizational and planning skills, strong attention to detail, analytical and problem-solving abilities, multi-tasking expertise and proficiency in technology.

As a United States Army wife, Britni understands commitment, service and integrity. She demonstrates these values daily through her dedication to her career and conscientious work ethic. Britni is happy to be back working with the team and looks forward to providing support to her co-workers from sunny Florida.

Steve DeBoy

Retirement & Investment Group, LLC, Vice President – Investments
LPL, Financial Advisor
stevedeboy@retirementandinvestment.com

Steve has worked with individuals and their families on all aspects of their financial planning needs for the past 17 years. He prides himself in developing highly personalized, yet simple approaches to complex financial situations. He honed his investment knowledge with Janney Montgomery Scott, LLC and Ferris, Baker Watts, Inc. He has worked in several capacities including compliance, supervision, and the annuity and insurance special products groups.

He is a lifelong resident of Maryland, and currently resides in Catonsville with his wife Molly and their sons, Jack and Bowen. Steve is an avid golfer and is involved with the Juvenile Diabetes Association of Maryland. He is also a recipient of the Five Star Wealth Manager Award* for 2017-2019, as featured in Baltimore Magazine. *Five Star Wealth Manager Award is based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2017 and 2018 Five Star Wealth Managers.

Education:
Loyola College, B.A., Business Administration

The following FINRA Licenses are held through LPL:
Series 7 – General Securities License
Series 9 & 10 – General Securities Sales Supervisor
Series 31 – Futures Managed Funds License
Series 66 – Uniform Combined Investment Adviser State License
Life, Health and Long-Term Care Insurance Licensed