About Us

Tom Quirk CFP^®,  CRPC^® 

Retirement & Investment Group, LLC, President
LPL, Financial Advisor
tomquirk@retirementandinvestment.com

Since 1994, Tom has been focused on helping individuals and families pursue financial independence and confidence through education, planning and investment management. He concentrates on creating individual plans that address the unique situations for each client in all stages of their retirement planning. He is a CERTIFIED FINANCIAL PLANNER^TM professional and Chartered Retirement Planning Counselor^SM. Also, he is an instructor for the Maryland State pre-retirement program and has published financial planning articles in the Senior Digest and the Baltimore Business Journal.

Tom is an active member and past vice president of the Catonsville Chamber of Commerce. He has served on the Board of Directors for the Community College of Baltimore County Foundation.Tom has served as the chairman of the Baltimore County Council in 2013, 2017 and 2019 and has chaired the Baltimore County Spending Affordability Committee for nine of the past ten years. In his spare time, Tom enjoys hiking in Patapsco Park and spending time with his family in Oella. *Chartered Retirement Planning Counselor (CRPC®) conferred by College of Financial Planning.

Education:
CFP Board of Standards, Inc., CERTIFIED FINANCIAL PLANNER^TM
College for Financial Planning, Chartered Retirement Planning Counselor^SM
Boston University, Financial Planning Certification
McDaniel College, B.A., Economics, Business Administration, Political Science

The following FINRA Licenses are held through LPL:
Series 7 – General Securities License
Series 9 & 10 – General Securities Sales Supervisor
Series 63 – Uniform Securities Agent License
Series 65 – Uniform Investment Adviser License
Life and Health Insurance Licenses

Steve DeBoy

Retirement & Investment Group, LLC, Vice President – Investments
LPL, Financial Advisor
stevedeboy@retirementandinvestment.com

Steve has worked with individuals and their families on all aspects of their financial planning needs for the past 17 years. He prides himself in developing highly personalized, yet simple approaches to complex financial situations. He honed his investment knowledge with Janney Montgomery Scott, LLC and Ferris, Baker Watts, Inc. He has worked in several capacities including compliance, supervision, and the annuity and insurance special products groups.

He is a lifelong resident of Maryland, and currently resides in Catonsville with his wife Molly and their sons, Jack and Bowen. Steve is an avid golfer and is involved with the Juvenile Diabetes Association of Maryland. He is also a recipient of the Five Star Wealth Manager Award* for 2017-2019, as featured in Baltimore Magazine. *Five Star Wealth Manager Award is based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2017 and 2018 Five Star Wealth Managers.

Education:
Loyola College, B.A., Business Administration

The following FINRA Licenses are held through LPL:
Series 7 – General Securities License
Series 9 & 10 – General Securities Sales Supervisor
Series 31 – Futures Managed Funds License
Series 66 – Uniform Combined Investment Adviser State License
Life, Health and Long-Term Care Insurance Licensed

Sam Lauderdale

Retirement & Investment Group, LLC, Vice President – Investments
LPL, Financial Advisor
Sam.Lauderdale@LPL.com

It’s a little un-conventual to join a practice with the goal in mind to retire, but that is what Sam has done. After a year of due diligence, Sam made the decision that Retirement & Investment Group would be the ideal fit for his clients. He is certain that that the attentive team will be dedicated to his clients and their financial well-being.

Sam has over 35 years of experience as a financial advisor. Since 2000, Sam has owned and operated his own financial services practice with LPL Financial. He was a Certified Financial Planner professional from 1991 – 2019. He has also been a CFP ® Instructor through the University of Maryland, Baltimore Campus. He just retired his designation as a Certified Fund Specialist, which he held since 1999.

When not working with his clients, we can find Sam with his lovely wife and his German Shepard. Most weekends will find him with one of his three children or his three grandchildren. We are delighted to have Sam and his clients join the Retirement & Investment Group.

Education:
Valparaiso University, Bachelor of Arts
The State University of New York at Buffalo, Master of Business Administration

The following FINRA Licenses are held through LPL:
Series 7 – General Securities License
Series 22 – Direct Participation Programs Limited Representative
Series 24 – General Securities Principal
Series 39 – Direct Participation Programs Limited Principal
Series 63 – Uniform Combined Investment Adviser State License

Pam Smith

Retirement & Investment Group, LLC, Director of Client Relations
pamsmith@retirementandinvestment.com

For more than 25 years, Pam has been a customer relationship specialist, dedicated to executing target operating plans that streamline operations and improve customer satisfaction.

Pam joined Retirement and Investment Group in 2017. Since then, she has applied her combined operations, administrative, account management and team leadership skills to her work with clients at Retirement and Investment Group. She has also managed sales teams for CORT Business Services, a Berkshire Hathaway Company, Entertainment Publications, Roper Industries, and co-founded an IT outsourcing company, JustRight Technology, with her husband. Pam earned her B.A. from the University of Delaware, where she was an Academic All-American Field Hockey Player. Pam, along with her husband and two sons, is an active resident of Catonsville.

Along the way, Pam obtained the following certifications: Development Dimensions International Leadership Development & Assessment, Front-line Leadership, Professional Coaching Skills, Interview & Selection Training: When Only the Best Will Do! and Professional Selling Skills.

Serena Ortega

Retirement & Investment Group, LLC, Director of Operations
serenaortega@retirementandinvestment.com

Serena has been working with Retirement and Investment Group since May 2019. She works remotely from Florida, assisting and supporting clients with operational matters. Serena also ensures that consistent workflows and efficient processes are in place. Before joining the team, she worked for LPL Financial for six and a half years where she gained extensive knowledge of LPL’s back office policies, procedures, systems and operations.

Prior to joining LPL Financial, Serena was enlisted and served eight years in the United States Air Force. In her spare time, she enjoys spending time with her husband, Nick, cooking, reading and traveling.

Teresa Whitaker CFA^®

Retirement & Investment Group, LLC, Director of Strategic Planning & Analytics
teresawhitaker@retirementandinvestment.com

Teresa joined Retirement and Investment Group in June 2020 with over 25 years of experience in the financial services industry. As Director of Strategic Planning and Analytics, Teresa is actively pursuing opportunities to optimize our systems, analytic tools and processes, while maintaining the focus on our hallmark personalized investment planning services.  Teresa is an organizational leader with strong skills in building effective organizations, investment communications and strategic planning and execution.  She built her knowledge of investing, client service and business management at T. Rowe Price, where she held a variety of responsibilities, including investor relations, portfolio analysis and market research.
Aside from her years away at college, Teresa is a lifelong resident of Maryland.  She currently lives in Ellicott City with her husband, children and dog.  When not working Teresa loves to spend time going to the beach or pool with her family.

Education:
Boston College, B.S., Finance and Operations Management
Loyola University Maryland, Master of Science in Finance

Professional Certification:
Chartered Financial Analyst (CFA ®)

The following FINRA Licenses are held through LPL:
Series 7 – General Securities License